Root infiltration is a problem that any homeowner can face, particularly if the house has a tree in the yard or is near a strand of trees. The problem is that the infiltration might result in a cracked pipe, which is sometimes a costly repair. Fortunately, many insurance companies in Lufkin, Texas will allow you to claim the damage as long as the damage was not sustained over a long period of time.
In most cases, you will be covered for cracks in your pipes if a tree root shoots through those pipes and causes damage. Since you are not responsible for the damage and you did not know about the damage, you cannot be expected to take measures to prevent the problem. It is not a matter of simple maintenance when tree roots spring up under your home.
Although most cases are covered, hairline cracks in the pipes can signify that the problem was not sudden. When a tree root has caused gradual damage, your insurance provider may or may not pay for the repairs. The hairline cracks suggest that the problem has developed slowly, so you should have seen warning signs and been able to take action before the pipes became badly damaged.
Ultimately, the ability to make a claim will depend on your particular insurance provider and the situation. In most cases, you will be able to make a claim, but only if your policy does not exclude this type of damage.
If you are unsure about your coverage, then you should talk to your provider and ask about the specifics of the policy. To learn more about damages to your pipes or insurance options, contact us to talk to an independent agent.