Recreational vehicles are likely to be used occasionally unlike your primary vehicle, but that does not mean that you should not get it insured. In fact, using your vehicle for fun or for extreme sports will have additional risks that may make you want to have insurance even more. Luckily, you may find affordable coverage plans if you shop around. Consult with Integra Insurance Services if you have a recreational vehicle in the Huntington, TX area.
Vehicles For Sport
Zipping around in your new ATV or dune buggy sure is a lot of fun, but make sure you have insurance so that you can play around without worrying about the financial risk factors. Sporty recreational vehicles that may be covered under toy insurance include:
- Golf Carts
- Dune Buggies
- All-Terrain Vehicles
- Classic Collectible Vehicles
Larger Vehicles Covered Under Toy Insurance
Going on a trip with the family will allow you some time to relax and have fun, but you should still have coverage to protect your family. These vehicles would include trailers, campers, and motor homes.
Recreational watercrafts may be covered under some toy insurance policies. Small watercraft and sailboats would be covered under these plans.
Keep in mind that it should not be assumed that home or car insurance will cover these recreational vehicles when these do not. When they are parked on your property, damages may be covered under some home insurance plans but it depends on the terms of your policy. Accessories kept inside your recreational vehicles may also be covered in most toy insurance plans. If you live within the Huntington, TX area, consider consulting with Integra Insurance Services to see if they have specialized policies for your