How to Obtain a Texas Insurance License

The state of Texas does not allow just anyone to sell insurance. An insurance license from the Texas Department of Insurance is required for those who want to sell property and casualty insurance, such as home and automobile insurance, in the Lonestar State. If you are interested in getting a Texas insurance license, there are several steps that you must follow. Here is a brief outline of the process:

1. Sponsorship — In Texas, a prospective insurance agent must be sponsored by an insurance company that already does business in the state. Obtaining a Texas insurance license, therefore, is impossible without sponsorship.

2. Insurance Exam — Applicants for a Texas insurance license must take and pass the insurance exam administered by Prometric. Agents who have been licensed in another state and have a license that has been expired for more than 90 days but less than a year may be exempted from the process.

3. Fingerprints — Every insurance agent in the state of Texas must have their fingerprints on file with the Texas Department of Insurance.

4. Applications and Fees — Obtaining a Texas insurance license requires the applicant to fill out the proper applications with the Department of Insurance and pay the applicable licensing fees.

5. Continuing Education — Once an individual has obtained a Texas insurance license, he or she is required to take continuing education credits in order to maintain the license. Agents must have 30 hours of education ever two years, and half of this education must include instruction in ethics.

Those in the state of Texas who follow these requirements should have little to no problem obtaining a Texas insurance license. They will then be able to offer Texas residents the Texas auto and home insurance that they will need to protect valuables and have peace of mind in the event of a theft or natural disaster.