As an entrepreneur starting a new business in Lufkin, Texas, one of the things you need to consider is buying insurance. A commercial general liability policy will help protect you against claims made by others that stem from the operation of your business. Such policies cover bodily injury if someone is hurt while in your store and they cover loss to personal property.
Exactly what is covered under a commercial general liability insurance policy depends on your individual policy. You may have further business insurance needs that are unique to your business. An independent agent that sells auto or home insurance can not sell commercial general liability insurance unless properly licensed by the state of Texas.
If you want to buy commercial insurance for your startup business, you can get coverage from most of the nationally known insurance companies as well as some excellent regional insurers. Locally, here in Angelina County, we serve Lufkin and the Eastern Texas market. Honesty and integrity is ingrained in every independent agent at Integra and we all do our absolute best to get you the most affordable commercial general insurance policy.
Our independent agency represents companies like Zurich and The Hartford who are highly rated and provide commercial general liability insurance. These companies, like all insurance companies, price their general liability policies based on the amount of coverage, type of business and amount of risk.
As a new business, you probably have a tight budget and need to watch every dollar you spend. We understand that commercial general liability insurance may not be the most urgent thing on your mind. However, it is something you should consider. Give us a call and talk to an independent agent. They can explain all about the coverage available for your new enterprise and find you an affordable policy.