How Top Five Insurers’ Rates for Homeowners in Texas Compare

You have many choices for your homeowners insurance in Texas. Unfortunately, if you work directly with just one provider, you may not be getting the best rates possible. Comparing rates from the top five insurance providers can help you determine if you are paying the lowest possible rates.

According to the Texas Department of Insurance, the number one homeowners insurance company in 2010 was State Farm Lloyd’s. Allstate Texas Lloyd’s and Texas Farmers Insurance Company were rated as the second and third on the list for number of premiums written. Rounding out the top five were United Services Automobile Association and USAA Texas Lloyd’s Company. This information is provided as guidance and updated at undetermined intervals.

As an independent insurance agent in the state of Texas, we can help you make comparisons. It is important to keep in mind that premiums can vary by the county you live in. For example, the rate for a 10-year old frame home, valued at $150,000 in Anderson, can range from approximately $700 to well over $1900.

This same home in Austin could have a rate under $600. In Dallas, this home can cost $900 to over $1400 to insure. These sample rates are also based on claim history and credit rating. It is also important to know that the top providers do not always offer the lowest prices. When you consider all the variables, you can really benefit by having an agent that works for you instead of an insurance company.

As your independent agent in Texas, we can provide you with multiple quotes. You have no obligation when you use our fast online service. You also save a great deal of time compared to contacting individual companies directly. Contact us to compare rates and find the homeowners insurance that meets your needs.