If I hire day laborers to work in my yard or home in Lufkin, TX, am I liable to pay for them for the mishaps that happen?

If you own a home, then there is a chance that you will have to have some work done to keep things looking great. When it comes time to have the work done you will have to have contractors working around your yard. If there is an accident you may be responsible for any injuries or damages that they may do. Here are some things to think about before hiring your next contractor.

Hired Laborers and Your Insurance Policy

· When hiring a contractor you may want to request a copy of their liability insurance policy. If they do not have one, you may want to consider hiring another insured contractor in case something should happen. If the person is already insured, there is a good chance they will just use their own company to pay for any injuries while on the job.

· Keep all toys and trip hazards picked up from the yard to avoid any potential injuries. If they trip over something you own, then you may have to pay for any mishaps they may have.

· It is also important to note that all spectators should stay out of the work zone to keep from getting injured and having to deal with any liable suits.

If you live in Lufkin, Texas and need to hire a contractor for services, then you should call your local independent agent today. As you agent we can help answer all of your questions and help you decide what you need to do before they show up to work. It’s important that you give us a call so that we can give you specific details for your circumstances.