Running a company may result in being sued for wrongful termination when you are forced to fire an employee for any reason. Although you may be justified when your employee was consistently late for work, it is possible that the individual will try to take the issue to court. Fortunately, your commercial insurance in Lufkin, Texas may provide some coverage for the situation.
Evaluate the Details of Your Policy
Although many insurers may offer some protection against being sued for wrongful termination, the amount of coverage that is available and the details of your plan may vary. Review your policy to determine if you are covered for the situation and how much coverage is available on your current plan.
Consider the Situation
If an employee is late due to an accident or a similar reason, then it may be possible that firing the individual is a poor decision at the time. It may be construed as being fired for the accident and injury rather than the fact that the individual was consistently late for work.
The situation may or may not play a role in your ability to make a claim on your insurance. Some insurers may have a clause or exception that is associated with the situation and the reason that you are being sued, so the details of your situation and the proof that you must provide can vary.
In many cases, insurers will allow you to make a claim on your policy if you are being sued after firing an employee for any reason. Contact us to talk to an independent agent to learn more about making a claim on your policy.