We at Integra Insurance Company of Lufkin are proud to provide local Texans with two of the most essential insurance products today: Home insurance and auto insurance. We are local Texas residents ourselves, so we are well versed in all of the laws regarding Texas vehicle insurance and home insurance. This state does require you to hold auto insurance, and in most cases the provider of your Texas mortgage will require you to hold home insurance coverage as well.

It is our goal to present only the best auto and home insurance products to you. We work with many major insurance providers so that we are able to get you the best prices and the most attractive policies. Our clients will always have a wide menu of choices because our independent agent status offers us so many opportunities to work with all the best insurance providers.

While every client is unique, we do find that most people can get extremely competitive prices on their auto and home insurance policies by following a few simple tips from our independent agents. One important thing is to keep your driving record as "clean" as possible. The fewer accidents you have, the lower we can get your monthly payments. Another tip is to combine your policies. Having your car insurance and home insurance in a single package through us here at Integra will allow us to give you a great deal, and it will allow you to save time and effort when you pay your bills each month. Finally, don’t be afraid to do some price shopping when it comes to your policies. We will give you multiple options for insurance provider and policy, and you can pick the one that meets your budgetary needs the best!

Don’t get caught without the car insurance and home insurance you need. We will help you get the best rates with the least effort. Try our live insurance quote comparison tool online or phone us anytime for free quotes!

Having fun and fantastic toys is one of the privileges of being a grown up, but with that privilege does come a responsibility: Protecting the toys that you spent your hard earned money on. Toy insurance is something that people may not initially think about since the items in question are often used only for recreational purposes. However, you are easily able to insure your toys, just the same way that you are able to insure your daily driver vehicles and your home.

The types of toys that are insured under a toy policy will typically include nearly anything that has a motor and is used for some type of transport. It is not necessary for the toy to ever be taken onto public roads for it to be insured. Some of the toys most commonly covered by a toy policy will include: Watercrafts of all types (boats, jet skis,) motor homes (recreational vehicles,) golf carts, dune buggies, All Terrain Vehicles (ATVs,) classic cars, antique cars, campers, and trailers.

The type of coverage that you get will depend partly on whether the vehicle is ever taken on the road or not (or on public waterways in the case of watercraft.) If you live in Jacksonville, TX and use your ATV on public property, for example, or if you transport your ATV on public roads, you’ll need to get the same general type of coverage that you have on your primary vehicles:

• Comprehensive (for theft or non collision damage)
• Collision (for damage during collisions of any variety)
• Liability (for damage that happens to others when you are responsible)

If you only use your toy on private property, for example if you have a jet ski that you only use on a lake that you own, you may decide that a smaller policy would work well for you. However, you may still want to try to get full coverage in case of theft, or if someone was hurt due to your actions while using the toy.

It’s easy to get the toy insurance coverage you need, and it is probably much less expensive than you were expecting. At Integra Insurance Services, we work with many different major insurance providers so we can offer you multiple quotes at one time. We will help you find the right policy – and the right price – quickly and easily!