Month: April 2015

New Drivers and Insurance: The Basics, the Benefits and the Options

Posted on by AgentInsure

Huntington Texas is home to a wide array of restaurants and local hotpots, and both residents and visitors often relish in the area’s accommodating spots. Whether you’re looking for a weekend getaway or annual activities centered around the “Gateway to Lake Sam Rayburn”, Huntington offers a wealth of opportunities within its city and northwest areas.

New Drivers and Auto Insurance

While growing areas leave little to the imagination due to its spiraling city-streets and active lifestyle, new drivers will likely explore a location’s benefits upon receiving a learners permit. New drivers, while guided by parents, require protection, and obtaining car insurance is a vital step towards independence and vehicle ownership.

Running insurance rates, maintaining connections with agents and beginning a viable path may seem overwhelming, but obtaining adequate coverage is important. Whether you’re new to driving or have a fledgling vehicle owner in your household, understanding automotive insurance “basics” benefits both the owner and those around them.

Understanding Rates

New drivers should run insurance tab rates annually. If you’re diligent about checking policy requirements and options, you can obtain affordable premiums, save on current insurers and locate expansive coverage.

When deciding upon insurance options, remember to consider the following, important, factors for new drivers:

•Towing options

•Raised deductible options for low long-term costs

•Repair coverage

Understanding Coverage and Premiums

Often, new drivers selecting coverage options need to consider overall costs. If you’re a new driver, or, if you’re assisting one of your children through college, overall costs should be reduced for ease of accessibility. Different vehicles carry different premiums, and different agents cover different vehicle models. When armed with information, obtaining a great deal is easy. To obtain the best “bang for your buck”, opt towards the following options:

•No monthly payments

•Divided premium payments

•External company processing fees

•Automatic payment setup

Automotive insurance is available for all drivers, and our expansive database encompasses quotes, data and logistics pertinent to affordable, feasible insurance coverage. Our expert service providers are capable of offering custom-tailored results, so new drivers have high accessibility with low overall costs.

Protect Your Boat Like It’s A Car

Posted on by AgentInsure

Huntington, Texas is a rural area where residents have a number of activities to keep them busy. A small town, you can enjoy the simple life while being close enough to the big city. Outdoor recreation is big in this area, and you will find a number of boats, RVs and other vehicles that will keep residents and visitors occupied.

When having a boat, it is important to have adequate bot insurance and other equipment to ensure your watercraft is covered. A boat has its own type of policy, but is still a motor vehicle that has to be licensed for operation. Staying in compliance with the law is key. If you have a boat ramp attached to your property, or you travel with a boat ramp, it is imperative to have these insured as well. It is not uncommon for boats to hit unseen objects in the water, or to have water accidents. Being proactive can save you time and money.

Speaking with a knowledgeable agent to assess your needs is important. They will be able to explain all the coverage options available to make sure you find solutions that work within your budget and provide the protection you need for yourself, your family and any guests you may have on your boat.

Boat insurance is a specialized policy with premiums usually based on certain criteria such as size, amenities and other factors. An agent will be able to provide quotes based on your needs, alleviating the purchase of a policy that does not fit your requirements. For the best options in boat insurance, contact an insurance agent to have at least the state required minimum. It’s better to be safe than sorry!