Month: August 2016

Is It Ever Safe To Drive Without Insurance?

Posted on by AgentInsure

So your insurance has lapped or you can’t afford it this month or maybe it’s a new car and you’ll get around to insuring it when you’re up to the task, and you’re wondering: Is it ever safe to drive without insurance?

If you’re talking about getting around town in an uninsured vehicle, then no, it’s never safe to drive without insurance. If you’re driving on your own property, if you’re taking a car for a test drive around a parking lot before you buy, then maybe you don’t need to worry about insurance too much, but if you’re using your car as, well, a car, if you’re getting to and from work in it, picking up groceries, getting out on the highway, then there are simply too many risks.

You can take those risks into your own hands if you like. We’d advise against it, but maybe you can get away with driving uninsured. Maybe you’re a tremendously talented driver and you’ll never be found at fault in any accident ever. Maybe all the other drivers where you live are just as talented, and they’ll never come out of nowhere and t-bone you. Maybe the police in your town are friendly and helpful and they’ll never pull you over at a random checkpoint, and when they stop you to tell you you have a tail light out, they won’t even ask to see your proof of insurance. Maybe nobody will ever vandalize your car.

But… that’s a whole lot of maybes to rely on just because you didn’t feel like giving Integra Insurance Services a call, isn’t it?

Preparing Your Home for Fall

Posted on by AgentInsure

According to the calendar, fall has officially arrived.  Whether or not that means much in East Texas is debatable.  We may experience another month or two of warm weather, or get hit with a “cold” front soon.  The one thing we do know here at Integra Insurance Services of Huntington, TX is that is no matter how unpredictable the weather might be, it is always a good idea to be prepared.  Is your home ready for fall?  If not, here are some tips to help you prepare.

Clear Debris from Roofs and Gutters

Roofs and gutters tend to collect leaves, branches, and other debris.  Clear these items out regularly throughout the fall. Debris can build up and clog gutters and drains causing drainage and water issues if left unattended.

Tackle Large Outdoor Projects

Does your garage need cleaning out or flowerbeds cleared?  Yes, Texas can be unpredictable, but it is likely that we will have  pleasant weather ahead.  And while this is a great time to enjoy outdoor activities, it is also a good time to tackle a project that it was too hot to do over the summer.

Fire and Safety Checks

Is your fireplace clean and ready for a fire?  Are your smoke detectors working?  Or should you be concerned about the levels of carbon monoxide from your furnace?  Now is the time to prepare for when it does begin to get cold.

Seasonal preparation is just one of the ways to keep your home in shape throughout the year.  At Integra Insurance Services of Huntington, TX, we believe that preventative measures help to ensure your home is protected.  The right home insurance plan also protects your investment.  Contact us today to learn more about the home insurance plans we offer.