Month: January 2017

3 Reasons You Should Purchase a Home Insurance Policy Today

Posted on by AgentInsure

It’s no secret, owning a home is a huge responsibility. Not only are you tasked with finding a good location as well as size for your home, but you must also be sure to purchase a quality home insurance policy as well. That said, if you live in Huntington, TX the following is a closer look at three reasons you should purchase a home insurance policy today! 

Lawsuit Protection

First and foremost, purchasing a home insurance policy can protect you from highly costly lawsuits. Without coverage, if someone injures themselves on your property you may be on the hook for thousands or even millions. However, by purchasing a quality home insurance policy, you will be protected in case of an unfortunate accident. 

Natural Disaster Protection

In addition to that, natural disaster protection is also an important feature to any home insurance policy. Especially for those who live in Huntington, TX, being that this area is no stranger to natural disasters, ensuring that your home has coverage us of the utmost importance. 

Possession Protection

In addition to that, home insurance policies help to protect your possessions. In addition to natural disasters, burglaries, thefts, fires, and many other issues can cause serious damage to your things. That said, by purchasing a home insurance policy, you are ensuring that you are able to replace your belongings in the event of a worst-case scenario.

Overall, if you are looking for quality home insurance coverage in the state of Texas, Integra Insurance Services is here to serve you! Simply call in, email, or stop by to speak to our highly qualified independent representatives and find out how to begin your policy today and save. Don’t delay, contact Integra Insurance Services today!

Mid-Winter Vehicle Inspection

Posted on by AgentInsure

Do you want to make your vehicle last a lot longer? Then add a Mid-Winter Vehicle Inspection to your list of to-dos and make sure you power wash the undercarriage to remove any grime and especially road salt from the bottom of the vehicle. 

Winters in Texas are sometimes a bit severe. The good folks at Integra Insurance Services in Huntington TX know this too. We live here in the same community and we go through the same things as you do. What we LOVE to do is to make sure our clients are well protected and that we give them tips to help them avoid troubles in their lives.

This is why we recommend a mid-winter inspection. This is a good time to make sure your vehicle is maintained properly in order to avoid damage from winter weather.

Here are some things to check.

  • Are you using the correct oil viscosity? Viscosity is the thickness of the oil and how easily it flows. In the winter time, the oil gets thicker naturally by the colder temperature, so you need to change the type of oil grade that you use to make sure the oil can flow through the engine properly. Notice we said the type of oil grade and not the brand. It is better to stay with a particular brand when changing oil. If you use synthetic oil for example, do not attempt to replace it with regular oil. That can cause a disaster. If you like a particular brand, simply choose the correct viscosity for winter weather.
  • The viscosity ratings are two numbers and they might be 10/40. This means the viscosity for this brand is 10 in the wintertime and 40 in the summer time
  • Change the oil filter, air filter, and the gas filter.
  • Check and change spark plugs if needed.

Besides doing a mid-winter vehicle inspection, be sure to consult with your agent at Integra Insurance Services in Huntington, TX to make sure your auto insurance coverage is adequate.