Huntington, TX has to be one of the most beautiful places in Texas, which makes it one of the most beautiful places in the world. However, the price you pay for owning a home here is some pretty severe natural damage to your house. Integra Insurance Services can help you out when it comes to storms and fires and so on, but the normal day-to-day wear and tear on a home is generally the owner’s responsibility.
The main thing to look out for is simply the Huntington TX heat. Heat alone can really do a number on your Texas home. Heat causes the material that your home is comprised of to expand, it can wear through roof tiles very quickly, and it can shorten your A/C’s lifespan.
The way heat hits your home starts on the roof. Heat rises, but if it’s not allowed to escape, it will find its way back down. So when the sun beats down on your roof and heats up your attic, it’s going to start collecting in there and finding its way through the rest of your home.
The best way to address this heat is to make sure that your attic is well-ventilated. A couple of attic fans won’t cost you much in electricity, but they’ll save you a small fortune in air conditioning and repairs.
Integra Insurance Services has you covered should something go wrong all of a sudden, but if you want your home to look like it does today ten years from now, you have to stay on the ball when it comes to how the climate affects the building. Beating the heat is the first step in doing that.
At Integra Insurance Services, we know how valuable your vehicle is both to you and to the open market. If you own an antique vehicle, you need a special type of auto insurance plan for it. It’s always an important decision to have the right type of coverage for the specific type of vehicle you have. We also can help you to have a policy that meets your specific needs in terms of how you use your car. With the help of our team, we can help you have an auto insurance plan that’s competitively priced, too.
What Is an Antique Car?
The big question many people ask is what type of auto insurance policy is right for their older vehicle. The answer isn’t always simple. To be considered a classic vehicle, your car must be at least 15 years old. However, if your car is over 25 years old, then it is typically classified as an antique vehicle. If your vehicle meets these requirements, talk to our team about potentially saving on your auto insurance through a customized policy.
However, other factors play a role in what you will pay and the auto insurance you need. If you do not drive your vehicle, you may need less coverage than someone that drives it every day. At the same time, the policy should reflect the vehicle’s actual worth based on appraisals. That’s important for our agents to help you with.
Contact Us for a Quote
Integra Insurance Services provides auto insurance for Huntington, TX residents and those in the surrounding area. If you need classic or antique vehicle coverage or other auto insurance, let our team know. We’re happy to help you to get into a plan that meets your needs.
Home insurance is a necessary expense for any homeowner. You are legally obligated to have it, but it is a good idea regardless. It is what protects your home in the event of a natural disaster, robbery, fire, or flood. Of course, you don’t want to pay too much for your insurance, so here are a few tips to help you get the best deal.
Bundle It – If possible, purchase your homeowner’s insurance from the same company that provides your auto insurance. You are more likely to get a solid discount if you purchase them both from the same company. Be sure that the coverage provides everything you need, and they are taking anything out with the discount. Also, be sure that the bundle price is less than buying them separately.
Get a Quality Home Security System – A security system is a good idea for a couple of reasons. First, it makes you and your family safer. A security system can also help you get a discount on your home insurance. The risk of insuring a secure home is lower. Therefore the cost of insuring it is reduced. It’s as simple as that.
Higher Deductible – Consider raising your deductible, the out of pocket cost to the homeowner during a claim. A lower deductible is built into the monthly premium of the insured home. This cost can add up over time to give you some steep savings, especially if you never have to make a claim.
Huntington, TX agents at Integra Insurance Services is a provider of home insurance in the Huntington, Texas area. They will be able to provide you with an insurance quote. Contact them today if you are buying a new home and need insurance or are shopping for a new company.