The day a business opens, the owners of the company have elected to face certain risks. This is true even before the first employee has been hired. Business risks require that a company maintain the correct insurance be in place from the get-go.
The reality is, just a solitary lawsuit or catastrophe is enough to financially wipe out a small business before there has been an opportunity to get the business off the ground. Integra Insurance Services offers the following types of insurance to businesses in and around the Huntington, TX area.
Errors & Omissions Insurance (E&O)
E & O Insurance is also known as Professional Liability Insurance. It offers coverage for a business in and around Huntington, TX against:
- Negligence claims
- Mistakes, and
- The Failure to perform
Each industry has its own set of topical issues that Integra Insurance Services will address as they prepare a customized business insurance plan.
Property insurance is a must, even for renters. This type of insurance offers coverage for inventory and equipment, in the event of a fire or theft.
Workers’ Compensation Insurance
This type of insurance will cover medical treatments and disability should an employee be injured on the job.
Home-based Businesses Needs
Small businesses typically begin at home. However, home insurance policies DO NOT cover a business the same way a commercial policy can.
If company vehicles are driven, they should be fully insured to protect against claims.
Business Interruption Insurance
A business’ operations will likely be interrupted if a weather event or catastrophe occurs. During this time, a business will lose income due to the staff’s inability to work. in the office, manufacture products or make sales calls.
Give the experts at Integra Insurance Services a call today!