3 Features About Your Teen’s First Car That Can Mean Higher Insurance Rates

It is only logical that adding a new teen driver to your auto insurance in Huntington, TX will mean a slight rate increase because new drivers are more of a risk. However, did you know that the type of car your teen drives can also affect your premium price? Take a look at a few features of your teen’s first car that can mean a slightly higher car insurance premium. 

The Car Has a Powerful Engine 

That sports car may not be higher to insure simply because of its name; cars with more powerful engines tend to be a bit higher to insure, however. This is because a car with a more powerful engine may also have a driver who insists on traveling at a higher rate of speed, which can be a risk if you have a teen driver on your policy. So instead of opting for a V8, try picking a smaller car with a less powerful engine for your teen driver. 

The Car Is On the DMV’s Top Stolen Vehicle List 

Did you know there are cars and trucks that are more likely to be stolen than others? In fact, the DMV has a list of top stolen vehicles. If the car you buy for your teen is on this list, you could see a higher premium cost because of it. 

The Car is an Unusual Color 

Even though all insurance companies do not follow the same rules, most of the time, a car that is painted an unusual aftermarket color will be a little higher to insure. This is because if the car is involved in an accident, the paint would be more expensive to replace. To find out what car paint colors could be higher to insure, contact an Integra Insurance Services agent.