What Should I Expect When Filing a Home Insurance Claim for Missing Jewelry?

If you have noticed that jewelry is missing from your home, you may look to file an insurance claim with your home insurance company. Here at Integra Insurance Services, we understand that this is something that most people in the greater Huntington, TX area rarely have to do. As such, you may not know what to expect when filing a claim. Here are a few of the things you can expect when filing a home insurance claim for missing jewelry. 

Obtaining a Police Report

Before you can report jewelry missing or stolen from your home, you must first file a police report. When you file a police report, you declare under penalty of perjury that what you are saying is true. This helps assure the insurance company that your jewelry really is missing or has been taken from your home. 

Providing Information About When the Jewelry Went Missing

After obtaining a police report, you will need to contact your home insurance company. During this call, you will list everything missing and provide information about when the jewelry went missing. If your home was burglarized, this is easy to provide. However, if you do not know when your jewelry was taken or stolen, this can be harder. Always do your best to provide truthful information. 

Sit Back and Wait

After providing information to the police and home insurance company, there is nothing else you can do but sit back and wait. The insurance company will investigate your claims and pay you for the value of the jewelry, or the policy jewelry limit, if warranted

If you have valuable jewelry in your home, you may want to list each piece of jewelry separate from your home insurance claim and receive an appraisal. This helps to ensure you receive the full value of the item if it is ever damaged or missing. At Integra Insurance Services, serving the greater Huntington, TX area, we can help you with this process. Call us today to learn how to add jewelry to your existing policy or get an entirely new home insurance policy.