Are you a car owner? Are you wondering why you need to have an insurance cover yet you are a good driver? Well, it is very important regardless of your experience. While on the busy roads, you never know who you will meet on the way and that means there can be both experienced and inexperienced drivers as well as those who don’t care. That means you can never be fully sure that you are risk-free while driving.
That is where Huntington, TX, Integra Insurance Services comes in. We help you plan for any unforeseen risks, and that avoids frustration when any damage occurs. We have employees that are well trained and patient to serve you according to your needs. We understand the many doubts and fears associated with insurance, but we assure you, with us you are safe.
We have different auto insurance coverage options to cater for all your needs. Here are a few.
Comprehensive coverage option
With this coverage option, your vehicle is protected from all the various risks apart from the collision. It covers any risks or damages caused by fire or theft among other damages. Therefore, for those looking for just one overall cover, this could be the best option.
As established earlier, you can never be too sure while driving on the busy roads. You might find yourself or the designated driver in a collision accident. In such a case, this coverage option can pay for all the repairs involved in servicing the car.
There are days when you might find yourself in an unfortunate position where an accident occurs, and you are the reason. What do you do then and the court requires you to pay for the expenses? Liability coverage takes care any such risks that may occur, and the court finds you liable.
Hope you are convinced of the importance of having car insurance, and if you are, please feel to contact us for more information.
Whoever says that adults do not play with toys has probably never seen a 40-year-old man take an adventurous ride through the rough terrains on his ATV. Perhaps they missed the retired couple who bought a new boat for no other reason other than to have something new to play with while exploring the seas. Regardless of what your fancy is, Huntington, TX, we know that you invest in recreational vehicles of your choosing to get more pleasure out of life. Such is the reason why Integra Insurance Services offers you toy assurance policies that cover your expensive cars, trucks, RVs, ATVs, and boats.
What is toy insurance?
In short, toy assurance is indemnity coverage that pays out when your recreational vehicle is damaged or stolen. No one toy insurance policy works the same for all types of vehicles because, as with cars, some recreational investments cost more than others. You would not purchase a plan that only covers half of your new BMW when searching for auto insurance. In the same manner, you would not search for the cheapest recreational coverage you can find just to say, “I’m covered.”
Things to consider when searching for coverage
You definitely want liability insurance that covers physical injury in the case of an accident when you buy toy assurance. Your policy should have bodily and property damage limits that can pay for everything from medical bills to lost wages as well as property damage.
Another thing to consider when searching for the right toy insurance plan is collision and comprehensive damage. It is not enough to have one without the other since collision coverage only pays for damage caused by accident. Comprehensive coverage, on the other hand, provides financial stability when your ATV, RV, boat or other recreational vehicle is damaged due to things like severe weather and vandalism. You definitely do not want to live in Huntington, TX, where hurricanes are a thing, and try to scoot by without both comprehensive and collision coverage.
You have worked hard for your toys, which is why you should invest in an indemnity policy that fixes or repairs damages when the unimaginable happens. Integra Insurance Services can help you find the right plan.