What is toy insurance

The only difference between kids’ toys and grownups’ toys is in the price range and the size. It’s important to protect your pricey toy by having toy insurance with Integra Insurance Services. Even though they are labeled as toys, these highly technical machines such as sailboats, motorcycle, snowmobiles, classic cars, RV, all-terrain vehicle, and crafts, can cause immeasurable damage to both people and property. Huntington, TX has wonderful weather for outdoor activities, thus making the need for proper coverage for your toys critical.

Toys are often used in very unconventional ways like off-roading and speeding. This increases their chances of getting into accidents. Neglecting insurance for your toys could lead to costly consequences. These toys are used for different purposes and in different manners, so insurance coverage may vary across each model; even so, most of them will include the same coverage options like:

Liability: Takes care of bodily injury liability and property damage liability towards a third party in case you cause an accident.

Collision: Covers damages when your toy is hit or hits another toy or object.

Comprehensive: Takes care of damages/losses that aren’t due to collisions such as fire, vandalism, and theft.

Underinsured/uninsured: This coverage takes care of your injuries and those of your passengers in case an Underinsured/uninsured driver causes an accident. Plus, it can help during hit-and-runs.

Whether you are in the lake relaxing in your boat, riding with friends, or enjoying a road trip with your family, it’s important to protect what you have worked so hard to acquire.

At Integra Insurance Services, we offer customized toy insurance policies in Huntington, TX and its environs to suit the specific needs of your toys at affordable rates. Protect your toys from unforeseen circumstances. Contact us today and get a quote or for any inquiries.