Spring is just around the corner, which means people throughout Huntington, TX are preparing their boat for spending time on the water. Although it’s essential to do routine maintenance on the boat to make sure it’s clean and safe, it’s also important to remember that safety is the main priority. Boating accidents happen more frequently than you may think. The good news is that most of them are preventable. Integra Insurance Services has put together a few tips about how to avoid the most common types of boating accidents.

Capsizing

When boats tip over and capsize, everyone on the boat is put in serious, life-threatening danger. The most common cause of capsizing is due to inclement weather and rough water, but it can also happen if the boat is misloaded. To avoid the risk of capsizing, you should never overload your boat and always use deliberate, precise movements, especially in small vessels and remember to check the water conditions before going out on the water. Make sure everyone, even strong swimmers, wear life jackets.

Falling Overboard

Falling overboard can lead to extremely serious injuries. There is a risk of striking the side of the boat, the outboard motor and if the water is cold, someone falling in may become quickly submerged. To prevent these types of accidents, do not allow your passengers to stand or sit on any part of the boat that isn’t intended for sitting or standing purposes. Also, remember life jackets are critical for preventing drownings.

Boat collisions with other boats, rocks or reefs are often caused by boaters that are distracted, speeding or intoxicated. Each and every time you go boating, always pay attention to your speed and stay alert for other vessels that may crash into your boat while you are on the water as well as docked. Never attempt to operate a boat of any size or shape while intoxicated.

Residents of Huntington, TX interested in learning more information about boat insurance should contact Integra Insurance Services.

For those that are in the Huntington, TX area, enjoying the great weather most of the year is ideal. Those that would like to have fun outside and enjoy the great outdoors should consider getting a recreational toy. These can provide you with a lot of fun and excitement but also come with a lot of responsibility. Those that want to be responsible with their recreational toys should get toy insurance as it can protect someone in many ways. 

Protects Your Asset

Depending on the recreational toy that you get, you could end up investing a lot of money into the purchase and maintenance. Due to this, you should make sure that you protect the investment as well as you can. One of the best ways to do this is by getting recreational toy insurance, which can protect your assets from a variety of situations that could cause a loss. 

Gives Liability Protection

Additionally, you will get protection for liability risk with your toy insurance policy. If you happen to make a mistake when operating the toy, you will be at fault for any damages that you cause. Depending on the situation, these could be excessive. A full toy insurance policy will give you protection to ensure that you are covered for damages you cause. 

If you do have a recreational toy in the Huntington, TX area, you need to make sure that you get a toy insurance policy. Picking the right toy insurance policy for your needs and situation can seem complicated. Fortunately, when you work with Integra Insurance Services, this can be much easier and more clear. The team at Integra Insurance Services will explain all of your needs and options and get into a policy that gives the right protection.