Insuring your vehicle is a worthwhile investment because it lessens your financial burden when accidents happen. However, depending on where you live and your driving style, you need to consider other insurance add-ons to get the best out of your car insurance coverage. While there are numerous add-ons to consider, Integra Insurance Services of Huntington, TX, shares four vital add-ons worth the extra bucks.
Zero depreciation cover
This add-on is one of the most popular since it cushions policyholders against depreciation when making claims. Without this coverage, you will get your claim amount less the depreciation amount. If you own a car that is less than three years old or a luxury vehicle with expensive spare parts, you need zero depreciation cover to avoid you incurring out-of-pocket expenses when repairing your car.
Roadside assistance coverage
Has your car ever stalled away from home? It can be a frustrating ordeal. Thankfully, if you have roadside assistance coverage, you enjoy the below services when your car breaks down:
- Gas delivery
- Puncture repair
- Battery jumpstarting
- Other minor repairs
If you drive your car for long distances or your car is prone to breakdowns, it’s vital to consider this coverage.
In a typical accident, comprehensive and collision coverages pay for the damages of your engine up to your coverage limit. Otherwise, where your engine is damaged because of oil leakage and water damage, your typical auto insurance won’t help. Here is where the engine protect coverage comes in handy.
When you consider this add-on, your insurance takes care of consumables like fluids, nuts, washers, and other consumables in case of damage or loss. While these consumables might appear as of low value, they can quickly stack up for high-end vehicles.
Are you looking to boost your car insurance coverage with the above add-ons? Please contact Integra Insurance Services. Besides, you can visit our Huntington, TX offices to help you choose add-ons suitable for you.