Do I Need Boat Insurance in Texas?

In the great state of Texas, boating is an extremely common and enjoyable hobby (or professional line of work) for many of the residents here. In Huntington, TX, you will want to make sure you keep all investments, from your home and vehicle to other toys like boats and RVs properly insured. The team at Integra Insurance Services strongly encourages all Texas residents to look into their policies each year to confirm they have the proper coverage they need.

While watercraft insurance isn’t legally required in Texas, it’s still required to have boat insurance to register your boat with the state. Lenders often require insurance as well, to protect the investment they’re making by giving you a loan.

Boat insurance may seem like an unnecessary extra step, but we assure you it’s more than necessary, regardless of if you’re an amateur boater, a skilled professional, or if you fall somewhere in between. You have no way of knowing what may occur on the water and proper insurance coverage is essential to protect your physical well-being, as well as your financial situation. 

From underinsured coverage to collision coverage, there are various insurance policies you can select for your boat. Don’t wait for an accident to happen to look into boat insurance — prioritize it today and you’ll thank yourself later. 

The team at Integra Insurance Services is highly qualified at finding the right insurance coverage for Huntington, TX residents and their families. We’re happy to look into your current insurance plan, make recommendations, and find the right coverage for you and all your investments. If you need guidance about finding a boat insurance policy, please don’t hesitate to reach out to us. We’re here to help!