What You Need To Know About Specialty Property Insurance

Specialty properties have unique insurance needs. If you own a specialty property, the experts at Integra Insurance Services, serving Huntington, TX, can help you find the insurance products you need to keep your property safe and your investment secured. Keep reading to find out more. 

What are Specialty Properties?

Specialty properties are properties that have unique characteristics and therefore require unique insurance coverages. These types of properties can include but are not limited to:

  • Manufactured homes
  • Multi-unit rental properties 
  • Seasonal properties

If you are not sure if your property falls under this category, you should speak with an insurance representative to find out. 

What Does Specialty Property Insurance Cover?

In many cases, a specialty property is used for the purpose of a business or for making a profit. Protecting this property could be vital to your business endeavors. Specialty property insurance can be customized to suit your particular needs. In many cases, specialty property insurance will cover the following areas:

  • Property damage- This type of coverage will kick in if there is damage to your property due to natural disaster, fire, or burglary. 
  • Liability coverage- This type of coverage is essential if someone is injured on your property. If someone is injured on your property, you could be held liable for their medical expenses and other costs. Having sufficient liability insurance in place can protect your assets from these expenses. 

If you would like more information concerning our insurance services and products, please contact us at Integra Insurance Services, serving Huntington, TX. We will be very happy to answer your insurance questions and help you choose the best products for your needs.