Month: April 2022

When would someone need specialty property insurance in Texas?

Posted on by AgentInsure

The state of Texas has continued to be a great place for someone to grow a business or invest in real estate. While this can include investing in residential real estate, owning specialty properties can be a good idea as well. If you are going to purchase a specialty property as an investment or for your business, you need to get the right insurance for it. There are various reasons why you will need to have specialty proper insurance in the Huntington, TX area.

Receive Protection for Building Needs 

One of the main reasons to get a specialty property insurance plan is that it can help ensure you receive the right protection for your building. A specialty building is unique and will have different insurance necessities. When you get specialty property insurance, you can build a plan that will meet the needs of your building.

Meet Requirements

You should also consider getting a specialty property insurance plan so you can meet your insurance requirements. Most people that purchase an investment property and specialty building will take out a commercial real estate loan to do so. Along with having financing, you will also have various requirements. This can include requiring that you carry a specialty property insurance plan. Getting a full insurance policy will keep you in compliance with requirements. 

Getting specialty property insurance can be a good investment for those that are in the Huntington, TX area. When you are evaluating your insurance options, calling Integra Insurance Services is a good option. Specialty property insurance is a unique form of coverage and no two policies are the same. The team with Integra Insurance Services can help you carefully evaluate your options and build a plan that protects you and your specialty property asset.

How To Avoid Risk As A Small Business Owner

Posted on by AgentInsure

Owning a business generates a great sense of accomplishment, but it also carries with it many risks. Learning how to avoid the most common risks is important to your future success. At Integra Insurance Services serving Huntington, TX and surrounding areas, we want to provide our clients with the best information so that they can make intelligent insurance choices. Keep reading to learn how to avoid risks as a small business owner. 

Screen Employees Thoroughly 

It is very important that you only bring on new team members who are going to bring value to your business and not take away value. You can cut down on risks by screening employees thoroughly with the use of background checks and in-depth reference reviews. 

Keep High Safety Standards

One risk that business owners face is the risk of injuries in their place of business. Injuries can affect both employees and customers. You can cut down on these risks by always insisting on high safety standards. Keeping areas impeccably clean and free of clutter is another great way to cut down on the risks of injuries. 

Proper Training

Insisting that employees are trained properly is also imperative to cut down on risks. This is especially important if your company works closely with clients or customers. If you are providing service within customers’ homes or vehicles or handling hazardous materials this is of utmost importance. It may take more of a time investment upfront to train employees properly, but this investment could save you from difficulties in the future.

If you would like to learn about commercial insurance or any of our other insurance products, please contact us at Integra Insurance Services, serving Huntington, TX, and the surrounding areas.