It is not uncommon for Huntington, TX drivers to only purchase the state minimum of auto insurance in an effort to save money. While this can indeed save you money on your insurance premiums from month to month, you may not necessarily be sufficiently covered in the event of an accident. Keep reading to learn a few things Integra Insurance Services wants you to know about liability insurance and full coverage insurance.
What Exactly Is Included in Full Coverage Insurance?
Full coverage auto insurance offers protection for virtually anything that can occur to you and your vehicle while behind the wheel. It offers protection for others in a collision while also offering compensation for injuries and damages you may endure in an accident.
Full coverage consists of both comprehensive and collision coverage. This means you are also covered for damages caused by a fire, vandalism, theft, animals, etc.
What Exactly Is Included in Liability Insurance?
Every state requires auto liability insurance, which is designed to offer protection for other drivers and their vehicles. This type of coverage will offer coverage for bodily injury and property damage for a third party in a collision. The amount of coverage will vary from one state to the next depending on state requirements, so make sure to check with your insurance company before purchasing a policy on your own to ensure you are in compliance with the state minimum.
If you are uncertain whether you should invest in liability or full coverage auto insurance, contact our team at Integra Insurance Services. Every policy is tailored to your individual situation, so let us help you identify your auto insurance needs in Huntington, TX.