Commercial insurance is not mandatory in Huntington, TX. Although no law requires businesses to have commercial insurance, many Integra Insurance Services clients choose to purchase it. However, this doesn’t mean having coverage in place is not a good idea. Many landlords and other business partners will require proof of commercial insurance before entering into contracts with new businesses.

Commercial insurance is a type of liability insurance that covers businesses for financial losses resulting from claims or lawsuits related to their operations. This coverage can protect against various risks, including property damage, personal injury, and professional malpractice.

What Does Commercial Insurance Cover?

Commercial insurance policies can vary greatly. However, most policies will include some combination of the following types of coverage:

• Property Damage Coverage: This coverage can help to protect your business if your property is damaged or destroyed by fire, vandalism, or another covered peril.
• Business Interruption Coverage: This coverage can help offset the lost income and expenses that result from temporarily closing your business due to property damage or another covered event.
• Liability Coverage: This coverage can help protect your business if you are sued for damages resulting from an injury on your property or negligence.
• Professional Liability Coverage: This coverage can help to protect your business if you are sued for damages resulting from professional negligence.

Integra Insurance Services Can Help

Carrying commercial insurance is not required in Huntington, TX. However, this doesn’t mean having coverage in place is not a good idea. Many landlords and other business partners will require proof of commercial insurance before entering into contracts with new businesses. Contact Integra Insurance Services to find out how we can help you.