Boats can be exposed to risks while on land, which can happen when loaded onto a trailer, for example. Boats can be involved in car accidents while traveling, and this can cause property damage and personal injury to another party.
Your vessel is parked in a driveway and subject to the same elements as a vehicle. This means it can be subjected to falling tree branches during ice storms or affected by severe temperatures. Hail can leave indentations on the body, and heavy winds can damage or lob debris onto your boat. It’s also possible for vehicles to collide with a parked boat on the street.
It’s essential to speak to your knowledgeable Integra Insurance Services provider to discuss the coverage you need for your situation. Boat insurance is not a requirement in the Huntington, TX region. Still, it is usually mandated by your lender that you obtain indemnification for the duration while you carry a balance.
When you store your watercraft inside a building, it can be subjected to fires caused by electrical surges. It can also be hit by falling beams or infrastructure should the edifice be affected by a storm or other factor. In addition, during storage, a boat can be affected by rot or mold or even by an infestation of bugs. Water damage from leaky roofs can also hurt their structural integrity.
We Can Help You with Boat Insurance
Integra Insurance Services is eager to assist you with your boat insurance needs, and we welcome you to reach out to us via phone, the internet, or by stopping in to speak with us. We proudly serve those who live in the Huntington, TX area.