Why Every Boater Needs Boat Insurance

If you own a boat, you need to have boat insurance. Even if you don’t take your boat out very often, it needs to be covered by boat insurance. It isn’t required by law for you to have it, but that doesn’t make it any less necessary. If you were in a boating accident, the cost of the damages can be extremely high. It’s a good idea to be protected against those costs by keeping a boat policy. Call us now at Integra Insurance Services in Huntington, TX if you need boat insurance.

Liability Coverage

At the bare minimum, you should have liability coverage for your boat. Boating accidents are common and commonly cost quite a bit to take care of. If a boating accident is judged to be your fault, you would be liable for all the costs associated with the accident. This could include medical bills for anyone who is injured in the accident. It can also include the damages done to another boat or other watercraft. When you have liability protection for your boat, you are better protected in serious accidents. 

Other Coverage

It may also be helpful to have collision insurance for your boat. Much like collision insurance for a land vehicle, it protects your boat against damages that can happen during an accident. If the ship is expensive, it’s essential to have this coverage so that the boat can be repaired or replaced after an accident. Without this coverage, you could be left to pay for the repairs or replacement from your own pocket. 

Get Boat Insurance 

When you need boat insurance, we’re here to help. Call us at Integra Insurance Services in Huntington, TX to learn more about it and get your own policy.