INTEGRA AT A GLANCE
Integra Insurance Services is an independent insurance agency which offers personal and commercial insurance policies for consumers, and attractive business opportunities for licensed agents and sales professionals throughout the country.
Commercial Insurance at Competitive Rates
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Whether you are an established business looking for the best commercial insurance quote for your company or have just launched a new business, Integra Insurance can help you find the absolute best commercial insurance solutions available. With multiple A-rated carriers to choose from, rest assured that we will find you the protection you need at the best price available. Start saving on your commercial insurance today!
What do you need to know about Business Insurance?
Owning a business or being an entrepreneur, you are always covered with risks. Accidents are unforeseen, protecting your valuables by safeguarding your venture is also as important as gaining profit. Commercial property insurance is meant to help businesses pay for repair or replacing the buildings, it's contents and structures, if found damaged or destroyed due to fire, snow, or other perils listed in the policy. If a property is lost or stolen, it pays to replace it. With a policy, you can insure your property on premise such as furniture's, machinery, important documents related to your work and also the building. No matter you own or rent a building, you have well defined and different forms of commercial property insurance which will shield you in worst situations.
Be sure to read your policy carefully. As all risks are not covered by all the policies, there are few limitations set such as few policies not covering flood or earthquake damages. Make sure to know about the venue where you establish your organization if it is prone to natural calamities, so that you can afford the policy which best suits your requirements.
Commercial property insurance policy generally falls into several categories:
- Basic form: Generally, it covers risks or perils, such as damages due to fire, windstorm, lightning, aircraft, vehicles, or civil commotion.
- Broad form: Typically provides policy similar to basic form and also covers additional perils, such as sprinkler leakage, structural collapse, water damage, and other losses caused by sleet, ice, or weight of snow.
- Special form: All types of losses are covered except those specific perils which the insurance policy excludes. Being well defined, it varies from one state to another and amongst different insurance companies. Usually, the special form excludes losses from earthquake, flood, war, nuclear disaster, terrorism, wear and tear, molds, vermin and insects.
Integra Offers Commercial Insurance For A Variety of Situations
Commercial insurance is majorly divided into property, liability and worker's compensation. In general, Integra offers wide variety of coverages for the above types of commercial insurance under every situation. Property insurance covers any damages to your property say the building, repair or renovation, hit by natural calamities, fire or any other damages to its internal or external structure. Liability covers damages you may incur to someone on your premises. Worker's compensation insurance covers your employees from any or all of the injuries incurred due to accidents occurring while on job.
Any business as per state law, requires certain policies to cover your employees when they meet with fatal accidents. You as a person will be responsible for all the pros and cons of your venture. To establish a full-fledged business and maintain its productivity with out any interventions, a policy is a must. Integra provides you that policy for a standardized business to flourish. It also provides Business Interruption insurance where salaries, taxes will be reimbursed when disaster hits and building is under construction, debris removal to cover cost of removing the debris, Builder's risk insurance covering building at construction phase.
Obtain a Commercial Insurance policy with Integra in your area to get the best deals and variety of policy options for different situations, approach now to get the best quotes at a reasonable rate. You can compare the quotes with different insurance companies by just entering your details once.